You can Fuliza airtime using Safaricom fuliza services. The airtime purchase is done through the Tupay Technology Paybill number 737373 and Pesapal Paybill number 220220.
The most popular Fuliza Paybill Numbers are 737373 and 220220 for buying airtime.
Follow the following procedures to learn how to buy airtime using Fuliza.
How To Fuliza Airtime from Safaricom
1 Minute
Go To Mpesa Menu

Select the Pay Bill option
Dial-in the business number either is 737373 or 220220.

Input the preferred provider of choice
Input your number as the account number

Enter phone number
Choose the amount of Airtime you wish to buy

Input airtime amount once you are done, enter your PIN, and click send.
Choose option 1 to Fuliza to pay for the transactions

Pay for the transaction
SUMMARY OF HOW TO FULIZA AIRTIME
- Go to the M-Pesa menu.
- Select the Pay Bill option.
- Enter the business number which is 737373 OR 220220
- Enter your number as the account number
- Enter the amount of Airtime you wish to buy.
- Enter your PIN number and click send.
- You will be prompted to check the details of the transaction for 25 seconds.
- Choose option 1 to Fuliza to pay for the transactions.
How To Fuliza Airtime On the Safaricom Menu or Safaricom App
As of 2022, you can now fuliza airtime directly from the Safaricom Menu or the Safaricom app

Other Services offered by Fuliza include the following.
The Fuliza service can be used for the following transactions:
Send Money to both registered and unregistered M-PESA customers.
Lipa Na M-PESA: Buy Goods and Paybill services.
How To register for Fuliza
Registering for Fuliza is very easy just Dial *234# and Select O as shown in the video above
How to check Your Fuliza Balance
Dial *234#
Select Fuliza M-PESA to check your limit, balance, mini statement, and opt-out option.
It’s important to note that you can also fuliza Airtel and Telkom airtime using the above-mentioned procedure.
Can You Withdraw from Fuliza?
Fuliza is limited to paying for goods or services via the lipa na MPesa or Buy Goods and sending money to another number.
The only way you can withdraw your fuliza limit is by sending the money to your bank account and accessing it through the counter or via ATM.
What Are The Fuliza Charges and Interest rates?
The access fee is 1% of the amount borrowed, while daily charges can range from Ksh. 2 to Ksh. 30 per day, depending on the borrowed amount.
Amount (kshs) | Charges (Kshs) |
0 -100 | One-time fee of Ksh 2 |
101-500 | Ksh 5 per day |
501-1000 | Ksh 10 per day |
1001-1500 | Ksh 20 per day |
1501-2500 | Ksh 25 per day |
2501-70000 | Ksh 30 per day |
How To Fuliza
Fuliza Mpesa is an overdraft facility initiated by Mpesa in January 2019
Fuliza Contacts
Visit any Safaricom Retail outlet or Contact the Safaricom Call Centre on 100 or 200 for any
queries or complaints.
How Do I Buy Airtel Airtime via Paybill Number
Go to MPESA wallet and load Airtime directly by using the Paybill Number 220220, and in the account put in your telephone number as the account number enter the PIN and send. The airtime will be loaded automatically.
How To Opt-Out of Fuliza
You can Opt-Out of Fuliza through USSD or MySafaricom App as long as one does not have an outstanding
facility.
a) USSD: Dial *234# > Select M-PESA Products > Select Fuliza > Opt Out
b) My Safaricom App > M-PESA > Fuliza > Opt Out
Can You Be Listed at CRB by Fuliza
Failure to settle the Fuliza amount utilized in 120 days will lead to a negative CRB listing.
How to Buy Telkom Credit From Mpesa
From M-pesa Menu and Select Paybill.
Enter business number 777711 or 220220
Enter Account your Telkom Mobile Number as the accoun number.
Enter the amount
Enter your M-pesa pin then send