Introduction: What is Fuliza?
Fuliza is a product made by NCBA Bank in conjunction with Safaricom M-Pesa. Fuliza is an overdraft facility that enables M-PESA users to complete their M-PESA transactions when insufficient funds are in their M-PESA account.
4 Ways To Increase Fuliza Limit
Let’s dive right into how to increase Fuliza limit .
1. Transact with Fuliza Often
I know this is a no-brainer but it’s the quickest way to increase your fuliza limit. Your Limit will automatically grow when you frequently transact with fuliza.
2. Repaying Fuliza On Time
This is the best way to build trust with the provider and increase your fuliza limit. Fuliza has a 30 days repayment period. You can keep and increase your limit by paying on time and best still paying before the due date.
3. Do Not Be Negatively Listed On CRB
Having a positive CRB be listing can increase your Fuliza limit. being negatively listed will obviously not help in increasing your fuliza limit.
4. Opting Out and then Into Fuliza
This is one of the riskiest ways you can use in your efforts to increase your fuliza limit. However, please note that this method can lead to the following scenarios.
- The limit may be reduced
- Restore previous limit
- Increase of Limit
How To Opt out of Fuliza Through USSD
follow these steps:
- Dial *234# on your phone
- Select the Fuliza option
- Scroll down to opt out
How To Opt Out of Fuliza Through MySafaricom App
follow these steps to opt-out from Fuliza through My Safaricom App
- Log into the app
- Choose the Mpesa option
- Click on Fuliza Mpesa
- Select the opt-out option